Creates (or reuses an unexpired) widget session for the given userId, currency, network, and counterparty identifier within the authenticated application.
Provide exactly one counterparty identifier: counterpartyAddress (on-chain), paymentHash (Lightning), or invoice (a bolt11 Lightning invoice, decoded server-side to its payment hash). Lightning identifiers are valid on BTC / BTC only.
currency and network must be supported and consistent (e.g. SOL / SOL, POL / POLYGON).
Optional forceVerifyOwnership (default false) persists on the session and forces wallet ownership verification for self-hosted OWNED counterparties regardless of cumulative Travel Rule thresholds. Reusing an unexpired session can upgrade the flag from false to true but not the reverse.
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