SEPA Transaction Webhooks

The webhook notification below is sent for a successful SEPA deposit into your corporate EUR account.

{
  "uid": "c7ec6320-da83-4f74-8135-46aebf1ff763",
  "type": "SEPA_PAYIN_COMPLETED",
  "id": "116006577778589872",
  "accountId": "398d8a9e29db880f6d2e2eabf4e0cc54",
  "syncedOwnerId": "e15303cc-1cdf-430a-8192-c52190b2b891",
  "sourceSyncedOwnerId": "e15303cc-1cdf-430a-8192-c52190b2b891",
  "credit": "100000",
  "timestamp": "2026-02-03T12:00:19.252Z",
  "txType": "SEPA_PAYIN_COMPLETED",
  "memo": "SEPA_PAYIN_COMPLETED 100000 EUR line2line3line4",
  "currency": "EUR",
  "exchangeRate": "1",
  "balanceBefore": {
    "amount": "11105357959",
    "balance": "11105357959",
    "currency": "cents"
  },
  "balanceAfter": {
    "amount": "11105457959",
    "balance": "11105457959",
    "currency": "cents"
  },
  "bankingTransactionId": "116006577778589872",
  "bankingTransactionAmount": "100000",
  "bankingSenderIban": "KZ870666KNXSDJ86EMIY",
  "bankingSenderName": "",
  "bankingPaymentType": "SEPA",
  "bankingSenderAccountNumber": "",
  "ts": 1770120027908
}

The notification below is sent when a SEPA payout is initiated from your corporate account

{
  "uid": "9ec1081a-c74f-4864-8277-adf46b7f028b",
  "type": "SEPA_PAYOUT_INITIATED",
  "id": "ac4396a9-7514-44cf-a24e-393367919f7b",
  "accountId": "398d8a9e29db880f6d2e2eabf4e0cc54",
  "syncedOwnerId": "e15303cc-1cdf-430a-8192-c52190b2b891",
  "sourceSyncedOwnerId": "e15303cc-1cdf-430a-8192-c52190b2b891",
  "debit": "2500",
  "timestamp": "2026-02-03T08:25:02.097Z",
  "txType": "SEPA_PAYOUT_INITIATED",
  "memo": "SEPA_PAYOUT_INITIATED 25 EUR gIdicgipSR",
  "currency": "EUR",
  "exchangeRate": "1",
  "balanceBefore": {
    "amount": "11105260459",
    "balance": "11105260459",
    "currency": "cents"
  },
  "balanceAfter": {
    "amount": "11105257959",
    "balance": "11105257959",
    "currency": "cents"
  },
  "bankingTransactionId": "116005738277437475",
  "bankingTransactionAmount": "2500",
  "bankingSenderBic": "SEOUGB21",
  "bankingSenderIban": "GB51SEOU19870010155947",
  "bankingSenderName": "Test",
  "bankingPaymentType": "SEPA",
  "bankingBeneficiaryBic": "TRWIBEB1XXX",
  "bankingBeneficiaryIban": "BE17967054713521",
  "ts": 1770107110958
}

The notification below is sent when a SEPA payout is completed

{
  "uid": "13ff433d-dc61-47c2-ac8c-1146088dc825",
  "type": "SEPA_PAYOUT_COMPLETED",
  "id": "ac4396a9-7514-44cf-a24e-393367919f7b",
  "accountId": "398d8a9e29db880f6d2e2eabf4e0cc54",
  "syncedOwnerId": "e15303cc-1cdf-430a-8192-c52190b2b891",
  "sourceSyncedOwnerId": "e15303cc-1cdf-430a-8192-c52190b2b891",
  "timestamp": "2026-02-03T08:26:46.394Z",
  "txType": "SEPA_PAYOUT_COMPLETED",
  "memo": "SEPA_PAYOUT_COMPLETED 2500 EUR TEST THIRD-gIdicgipSR",
  "currency": "EUR",
  "exchangeRate": "1",
  "balanceBefore": {
    "amount": "11105257959",
    "balance": "11105257959",
    "currency": "cents"
  },
  "balanceAfter": {
    "amount": "11105257959",
    "balance": "11105257959",
    "currency": "cents"
  },
  "bankingTransactionId": "116005738277437475",
  "bankingTransactionAmount": "2500",
  "bankingPaymentType": "SEPA",
  "bankingBeneficiaryBic": "TRWIBEB1XXX",
  "bankingBeneficiaryIban": "BE17967054713521",
  "ts": 1770107212842
}

The notification below is sent when a SEPA payout fails

{
    "type": "SEPA_PAYOUT_FAILED",
    "id": "6c92c163-938b-4984-9152-d2377bc4d8fb",
    "accountId": "c667bd515ad34f1ef53c2d4b253dc51c",
    "syncedOwnerId": "2d2a36f3-4518-4e59-954a-a3660c7facfa",
    "sourceSyncedOwnerId": "2d2a36f3-4518-4e59-954a-a3660c7facfa",
    "credit": "40120",
    "timestamp": "2023-08-31T10:16:28.774Z",
    "txType": "SEPA_PAYOUT_FAILED",
    "memo": "vEDXfwo5ij",
    "exchangeRate": "1",
    "balanceBefore": {
      "amount": "0",
      "currency": "cents"
    },
    "balanceAfter": {
      "amount": "40120",
      "currency": "cents"
    },
    "bankingTransactionShortId": "20230831-3L2H3W",
    "bankingPaymentType": "SEPA",
    "bankingTransactionDateTime": "2023-08-31T10:16:28.355Z",
    "bankingTransactionReference": "vEDXfwo5ij",
    "bankingFailureReason": 'Regulatory Reason'
  }


{
  "type": "SEPA_PAYOUT_DENIED",
  "id": "345c58d7-4f83-4fe1-afd2-24960a5b1e8e",
  "accountId": "751c8914b0ff59a0642284ece25ad798",
  "syncedOwnerId": "4a3ad895-8347-4b45-b0ee-4d24b5f76f35",
  "sourceSyncedOwnerId": "4a3ad895-8347-4b45-b0ee-4d24b5f76f35",
  "credit": "22",
  "timestamp": "2023-01-03T12:05:20.112Z",
  "txType": "SEPA_PAYOUT_DENIED",
  "memo": "SEPA_PAYOUT_INITIATED_LFhEtNYpKI",
  "exchangeRate": "1",
  "balanceBefore": {
    "amount": "10074526",
    "currency": "cents"
  },
  "balanceAfter": {
    "amount": "10074548",
    "currency": "cents"
  },
  "bankingTransactionShortId": null,
  "bankingSenderBic": "SEOUGB21",
  "bankingSenderIban": "GB58SEOU19870010070849",
  "bankingSenderName": "Lenny Randy Treutel",
  "bankingPaymentType": null,
  "bankingTransactionReference": null,
  "bankingBeneficiaryBic": null,
  "bankingBeneficiaryIban": null
}