An Interledger transaction is one that you use to send funds between two identities of different categories, i.e. either between yourself (a corporate) and a consumer, or vice versa. When moving funds between your corporate and a consumer, the initiate -> verify steps are followed, however no SMS OTP is sent for verification and the default verification code of '123456' will pass. Your corporate is already authenticated by means of having a valid API key.
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SCA-enabled applications This endpoint accepts a
verificationMethodfield (sms,totp, orpasskey) for PSD2 Strong Customer Authentication. For EUR and USDC sources, onlysmsandpasskeyare accepted — regulated debits require Dynamic Linking, whichtotpcan't carry. For BTC, ETH, and other non-regulated source currencies, all three factors are accepted. When usingpasskey, run the ceremony via PASSKEY_APPROVAL_START before calling/wallets/transaction/confirm.