Card Transaction Decline Reasons

Decline ReasonDescription
ExceedsCardPurchasesAllTimeLimitThe total purchases made with the card have exceeded the all-time allowable limit.
ExceedsCardInternetPurchasePaymentsAllTimeLimitThe total internet payments made with the card have exceeded the all-time allowable limit.
ExceedsCardContactlessPaymentsAllTimeLimitThe total contactless payments made with the card have exceeded the all-time allowable limit.
ExceedsCardWithdrawalsAllTimeLimitThe total cash withdrawals made with the card have exceeded the all-time allowable limit.
ExceedsContactlessPaymentsDailyLimitThe daily limit for contactless payments has been exceeded.
ExceedsContactlessPaymentsMonthlyLimitThe monthly limit for contactless payments has been exceeded.
ExceedsContactlessPaymentsTransactionLimitThe per-transaction limit for contactless payments has been exceeded.
ExceedsContactlessPaymentsWeeklyLimitThe weekly limit for contactless payments has been exceeded.
ExceedsInternetPurchasePaymentsDailyLimitThe daily limit for internet purchase payments has been exceeded.
ExceedsInternetPurchasePaymentsMonthlyLimitThe monthly limit for internet purchase payments has been exceeded.
ExceedsInternetPurchasePaymentsTransactionLimitThe per-transaction limit for internet purchase payments has been exceeded.
ExceedsInternetPurchasePaymentsWeeklyLimitThe weekly limit for internet purchase payments has been exceeded.
ExceedsDailyOverallLimitThe total daily spending limit has been exceeded.
ExceedsMonthlyOverallLimitThe total monthly spending limit has been exceeded.
ExceedsWeeklyOverallLimitThe total weekly spending limit has been exceeded.
ExceedsPurchasesDailyLimitThe daily limit for purchases has been exceeded.
ExceedsPurchasesMonthlyLimitThe monthly limit for purchases has been exceeded.
ExceedsPurchasesTransactionLimitThe per-transaction limit for purchases has been exceeded.
ExceedsPurchasesWeeklyLimitThe weekly limit for purchases has been exceeded.
ExceedsWithdrawalsDailyLimitThe daily limit for cash withdrawals has been exceeded.
ExceedsWithdrawalsMonthlyLimitThe monthly limit for cash withdrawals has been exceeded.
ExceedsWithdrawalsTransactionLimitThe per-transaction limit for cash withdrawals has been exceeded.
ExceedsWithdrawalsWeeklyLimitThe weekly limit for cash withdrawals has been exceeded.
ExceedsAccountContactlessPaymentsDailyLimitThe daily limit for contactless payments at the account level has been exceeded.
ExceedsAccountContactlessPaymentsMonthlyLimitThe monthly limit for contactless payments at the account level has been exceeded.
ExceedsAccountContactlessPaymentsWeeklyLimitThe weekly limit for contactless payments at the account level has been exceeded.
ExceedsAccountInternetPurchasePaymentsDailyLimitThe daily limit for internet payments at the account level has been exceeded.
ExceedsAccountInternetPurchasePaymentsMonthlyLimitThe monthly limit for internet payments at the account level has been exceeded.
ExceedsAccountInternetPurchasePaymentsWeeklyLimitThe weekly limit for internet payments at the account level has been exceeded.
ExceedsAccountOverallDailyLimitThe total daily spending limit at the account level has been exceeded.
ExceedsAccountOverallMonthlyLimitThe total monthly spending limit at the account level has been exceeded.
ExceedsAccountOverallWeeklyLimitThe total weekly spending limit at the account level has been exceeded.
ExceedsAccountPurchasesDailyLimitThe daily limit for purchases at the account level has been exceeded.
ExceedsAccountPurchasesMonthlyLimitThe monthly limit for purchases at the account level has been exceeded.
ExceedsAccountPurchasesWeeklyLimitThe weekly limit for purchases at the account level has been exceeded.
ExceedsAccountWithdrawalsDailyLimitThe daily limit for withdrawals at the account level has been exceeded.
ExceedsAccountWithdrawalsMonthlyLimitThe monthly limit for withdrawals at the account level has been exceeded.
ExceedsAccountWithdrawalsWeeklyLimitThe weekly limit for withdrawals at the account level has been exceeded.
ExceedsCardContactlessPaymentsDailyLimitThe daily limit for contactless payments with the card has been exceeded.
ExceedsCardContactlessPaymentsMonthlyLimitThe monthly limit for contactless payments with the card has been exceeded.
ExceedsCardContactlessPaymentsTransactionLimitThe per-transaction limit for contactless payments with the card has been exceeded.
ExceedsCardContactlessPaymentsWeeklyLimitThe weekly limit for contactless payments with the card has been exceeded.
ExceedsCardInternetPurchasePaymentsDailyLimitThe daily limit for internet payments with the card has been exceeded.
ExceedsCardInternetPurchasePaymentsMonthlyLimitThe monthly limit for internet payments with the card has been exceeded.
ExceedsCardInternetPurchasePaymentsTransactionLimitThe per-transaction limit for internet payments with the card has been exceeded.
ExceedsCardInternetPurchasePaymentsWeeklyLimitThe weekly limit for internet payments with the card has been exceeded.
ExceedsCardDailyOverallLimitThe total daily spending limit for the card has been exceeded.
ExceedsCardMonthlyOverallLimitThe total monthly spending limit for the card has been exceeded.
ExceedsCardWeeklyOverallLimitThe total weekly spending limit for the card has been exceeded.
ExceedsCardPurchasesDailyLimitThe daily limit for purchases with the card has been exceeded.
ExceedsCardPurchasesMonthlyLimitThe monthly limit for purchases with the card has been exceeded.
ExceedsCardPurchasesTransactionLimitThe per-transaction limit for purchases with the card has been exceeded.
ExceedsCardPurchasesWeeklyLimitThe weekly limit for purchases with the card has been exceeded.
ExceedsCardWithdrawalsDailyLimitThe daily limit for withdrawals with the card has been exceeded.
ExceedsCardWithdrawalsMonthlyLimitThe monthly limit for withdrawals with the card has been exceeded.
ExceedsCardWithdrawalsTransactionLimitThe per-transaction limit for withdrawals with the card has been exceeded.
ExceedsCardWithdrawalsWeeklyLimitThe weekly limit for withdrawals with the card has been exceeded.
ExceedsCompanyContactlessPaymentsDailyLimitThe daily limit for contactless payments at the company level has been exceeded.
ExceedsCompanyContactlessPaymentsMonthlyLimitThe monthly limit for contactless payments at the company level has been exceeded.
ExceedsCompanyContactlessPaymentsWeeklyLimitThe weekly limit for contactless payments at the company level has been exceeded.
ExceedsCompanyInternetPurchasePaymentsDailyLimitThe daily limit for internet payments at the company level has been exceeded.
ExceedsCompanyInternetPurchasePaymentsMonthlyLimitThe monthly limit for internet payments at the company level has been exceeded.
ExceedsCompanyInternetPurchasePaymentsWeeklyLimitThe weekly limit for internet payments at the company level has been exceeded.
ExceedsCompanyOverallDailyLimitThe total daily spending limit at the company level has been exceeded.
ExceedsCompanyOverallMonthlyLimitThe total monthly spending limit at the company level has been exceeded.
ExceedsCompanyOverallWeeklyLimitThe total weekly spending limit at the company level has been exceeded.
ExceedsCompanyPurchasesDailyLimitThe daily limit for purchases at the company level has been exceeded.
ExceedsCompanyPurchasesMonthlyLimitThe monthly limit for purchases at the company level has been exceeded.
ExceedsCompanyPurchasesWeeklyLimitThe weekly limit for purchases at the company level has been exceeded.
ExceedsCompanyWithdrawalsDailyLimitThe daily limit for withdrawals at the company level has been exceeded.
ExceedsCompanyWithdrawalsMonthlyLimitThe monthly limit for withdrawals at the company level has been exceeded.
ExceedsCompanyWithdrawalsWeeklyLimitThe weekly limit for withdrawals at the company level has been exceeded.
ExceedsSettlementRiskLimitThe transaction exceeds the predefined risk limit for settlements.
ExceedsUnknownLimitThe transaction exceeds an undefined or unknown limit.
ExceedsWithdrawalAmountLimitThe amount for a withdrawal exceeds the allowable limit.
ExceedsWithdrawalMaximumLimitThe maximum allowable limit for a withdrawal has been exceeded.
ExceedsWithdrawalMinimumLimitThe minimum allowable limit for a withdrawal has not been met.
AdviceAcknowledgedNoFinancialLiabilityAcceptedReceived advice from the processor when systems are malfunctioning
BlockedMerchantCategoryCodePayment comes from the blocked merchant (by category code)
BlockedMerchantCountryCodePayment comes from the blocked merchant country
BlockedMerchantIDPayment comes from the blocked merchant (by ID)
BlockedMerchantNamePayment comes from the blocked merchant (by name)
BlockedTerminalIDPayment comes from the blocked terminal (by ID)
CardNotEffectiveCard is not in Active status
ClientSystemMalfunctionIncorrect client response to decision request
ContactlessPaymentsSwitchedOffContactless payments are switched off for that card
CVC2orCVV2IncorrectIncorrectly entered CVC/CVV
DoNotHonourFailed to get response from fraud monitoring service
ExpiredCardThe card has expired
IncorrectExpiryDateIncorrect card expiry date
IncorrectPINIncorrect card PIN
InternetPurchasePaymentsSwitchedOffInternet payments are switched off for this card
InvalidCardNumberInvalid card number
NoCardRecordCard is not found
NotAbleToTraceBackToOriginalTransactionCould not match payment with the original authorization due to incorrect data provided by merchant
NotSufficientFundsNot sufficient funds in account
PurchasesSwitchedOffPOS Purchases are switched off on a card
SuspectedFraudSuspected fraudulent activity
SystemMalfunctionTriggered in case of unsuccessful response in decision request
TokenNotEffectiveCard token is not active
TransactionNotPermittedToCardholderFinancial transaction type is not allowed